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    The South Sudan HeraldThe South Sudan Herald
    Home»Business

    South Sudan’s Big Bet on Digital Money Faces Doubt

    The South Sudan HeraldBy The South Sudan HeraldOctober 1, 2025 Business 2 Mins Read
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    A financial leap announced

    South Sudan’s monetary authorities have unveiled the country’s first Interbank Payment and Settlement System, a digital platform meant to let lenders and customers move cash in seconds rather than days. Officials frame the launch as a landmark in the young nation’s economic modernization.

    Central Bank sets ambitious tone

    Governor Dr. Addis Ababa Othow called the project a “historic milestone in South Sudan’s digital payments and transformation journey”, predicting lower transaction costs, greater transparency and a closer link to global markets (Eye Radio).

    Central Bank technocrats say faster clearing will help businesses manage inventory, allow salary payments to arrive on time and gradually build trust in formal finance among citizens who still rely heavily on cash.

    Citizens question readiness

    Callers to Eye Radio’s Dawn Program welcomed the vision yet doubted the timing. One listener asked pointedly, “Do we even have good internet or telecommunication?” while noting that other nations are already discussing sixth-generation networks.

    Another contributor argued that electricity shortages alone could derail any digital platform, warning that rolling power cuts leave shops and banks unable to power routers or servers for hours each day.

    Infrastructure and literacy hurdles

    Beyond power and bandwidth, callers highlighted high illiteracy rates, questioning whether rural traders unfamiliar with smartphones can safely authorise transfers without falling prey to fraud.

    Civil society researchers echo the concern, noting that the last national census recorded adult literacy below 35 percent, making user-friendly interfaces and public education campaigns essential for meaningful uptake.

    Balancing ambition with reality

    Economists view the system as a prerequisite for deeper regional integration, but advise a phased rollout starting with urban commercial banks, coupled with investments in fiber backbones and solar mini-grids to guarantee uptime.

    The Central Bank, for its part, insists that teething issues are expected and will be addressed through regulatory sandboxes, public workshops and collaboration with telecom operators.

    If implemented carefully, analysts say, the platform could cut cash-handling risks, expand tax collection and pave the way for future innovations such as mobile wallets and instant cross-border remittances.

    Bank of South Sudan Banking Infrastructure Digital Payments
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