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    South Sudan’s 3SF Reform: $18m to Spur Banks

    The South Sudan HeraldBy The South Sudan HeraldSeptember 30, 2025 Business 2 Mins Read
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    Central Bank Sets Ambitious Reform Pace

    Since December 2023, the Bank of South Sudan has driven the Strengthening South Sudan’s Financial Sector project, or 3SF. Designed to shore up macro-stability and deepen credit channels, the plan reflects Juba’s broader push to pivot from oil reliance toward diversified enterprise.

    World Bank Grant Bolsters Capacity

    An International Development Association grant of US$18 million funds core activities. A World Bank support mission, visiting 15–19 September 2025, highlighted progress and flagged areas for technical fine-tuning, calling the partnership “a cornerstone for sustainable growth” (World Bank mission brief).

    Sharper Supervision and Compliance

    BOSS reports stronger off-site monitoring, more frequent on-site inspections and upgraded risk-based frameworks. Commercial banks now face unified prudential standards, while the central bank’s new digital reporting portal shortens data lags from weeks to days, tightening the feedback loop that underpins confidence.

    Private Sector Sees Opening Doors

    Local entrepreneurs welcome the cleaner regulatory landscape. “Predictable rules cut our borrowing costs,” notes Juba manufacturer Mary Ladu. Early signals show modest upticks in shilling-denominated lending, hinting at a gradual shift away from dollar cash transactions that long dominated trade.

    Timeline to 2028 and Key Indicators

    Running through 27 September 2028, 3SF targets include 90 percent electronic filing by banks, full adoption of International Financial Reporting Standards and a doubled ratio of private-sector credit to GDP. BOSS insists transparent checkpoints will guide mid-course adjustments if external shocks emerge.

    3SF project Bank of South Sudan World Bank
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